Your Financial Mentor was founded by Malcolm Caire, a professional financial planner and licensed adviser for over 20 years.
Malcolm’s Qualifications include:
- Advanced Diploma of Financial Planning (KAPLAN)
- Diploma of Financial Advising (FINSIA)
- Accredited Listed Products (ASX) Advisor (KAPLAN)
- Specialist Self Managed Super Fund Adviser (SMSFA)
For many years now, Malcolm has been dissatisfied with the way financial advice has been going including high fees, hidden commissions, product pushing, high pressure sales as well as lack of service and transparency.
These issues have become even more apparent since the Royal Commission and the Financial Advice world is rapidly changing.
We believe that what a lot of people in Australia want but cannot currently get is a financial mentor, guide or coach who can assist them with up to date knowledge , financial information together with rules and regulations, so they can be empowered to make their own decisions to reach financial independence.
Clients do not want to be “sold” a product or solution that benefits the adviser or signed up to an unnecessary ongoing fee structure that offers little real value. Compliance obligations in financial planning are extremely onerous ( ask any adviser how they justify their fees ! ) while costs for financial advice firms are rising rapidly and this will simply be passed onto consumers.
Consequently Your Financial Mentor has been set up to provide a niche service to help all Australians, young and older, well off and not so well off, singles or couples to access a knowledgeable, trustworthy Financial Mentor on whatever basis they require at a fixed fee for service hourly rate that will help them understand how to take ownership themselves in creating, managing and protecting their wealth.